Track your trajectory

Net Worth Calculator

List what you own and what you owe. Save snapshots over time to watch your net worth — and your liquid-versus-illiquid split — evolve.

Your snapshot

Edit any number — totals update instantly.

New to a term? Money terms explained.

Assets

Cash on hand Checking Savings Investments (brokerage) Retirement accounts Home value Vehicles

Liabilities

Mortgage Credit cards Student loans Auto loans Other debt

Your snapshot

Net worth

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Total assets

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Total liabilities

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Debt-to-asset ratio

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Liquid assets

—

— of total

Liquid vs illiquid

Compare to past snapshot

Asset breakdown

Liability breakdown

Project forward

Estimates only — actual returns vary

Apply assumed annual growth rates and monthly contributions to see what your net worth could look like.

Time horizon

Assumed annual growth

Home appreciation

%/yr

Investments

%/yr

Retirement

%/yr

Savings APY

%/yr

Vehicle depreciation

%/yr

Other assets

%/yr

Monthly contributions

Into retirement Into investments Into savings

Liabilities

Annual debt paydown

%/yr

A rough rate at which your total debt drops. Try 10–15% if mostly consumer debt; lower for mortgage-heavy.

Projected net worth in 10 years

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+— vs today (—)

Projected assets

—

Projected liabilities

—

Total contributions added

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Year	Assets	Liabilities	Net worth

Keep going

Debt Payoff

Avalanche vs snowball, payoff dates, total interest, found-money slider.

Emergency Fund

Right-sized buffer, gap-to-goal, monthly target, clear risk indicator.

Sleep-better math