Long-term planning

Retirement & FIRE Calculator

See whether you're on track to retire on your terms — with FIRE variants for early-retirement scenarios.

Build your plan

Pick a mode, enter your numbers, watch the math.

Mode

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Current age Target retirement age Current retirement savings

Annual income

Savings rate

% of income

Annual return

%/yr

Annual expenses in retirement (today's $)

— Withdrawal rate

Projected savings at retirement

—

Your number

—

25× annual expenses

Years to retirement

—

Income replacement

—

Required savings rate

—

to hit your number on time

Surplus / shortfall

—

Age	Contributed	Balance

See compound growth on any starting balance + contribution.

Project your full balance sheet forward — assets and liabilities.